BOBCARD Credit Card by BOB Financial Solution | Apply Online
BOBCARD

Bank of Baroda Credit Cards

RedefiningLuxury.

Unmatched privileges for the discerning traveler. Eterna is not just a card; it's a statement.

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ETERNA
TIARA
CASHBACK
ETIHAD PREMIUM
ETIHAD CLASSIC
01 / 05
Eterna

Eterna

Elevated lifestyle & premium rewards

15x reward points on dining, travel & international spends. Unlimited domestic lounge access, BOGO movies, and FitPass Pro.

15x

Dining & Travel

3x

All Other Spends

Free

Lounge Access

Explore Eterna
02 / 05
Tiara

Tiara

Empowered lifestyle, wellness & style

Built for the modern woman. 15x rewards, complimentary wellness package, style vouchers from Myntra, Nykaa & more.

15x

Dining & Travel

Free

Wellness Package

Free

Add-on Card

Explore Tiara
03 / 05
Cashback

Cashback

Simple savings, every single month

5% cashback on eligible online spends, 1% on everything else. Auto-credited monthly. No points, no complexity.

5%

Online Cashback

1%

All Other Spends

Auto

Monthly Credit

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04 / 05
Etihad Guest Premier

Etihad Guest Premier

Turn every spend into miles

3x Etihad miles on etihad.com, 1 mile per Rs. 100 everywhere. 12 lounge visits/year and just 1% forex mark-up.

3x

Etihad Miles

12

Lounge Visits/yr

1%

Forex Mark-up

Explore Etihad Guest Premier
05 / 05
Etihad Classic

Etihad Classic

Your gateway to global travel

2x Etihad miles on etihad.com. 2 complimentary lounge visits per quarter. Fast-track your silver tier status.

2x

Etihad Miles

8

Lounge Visits/yr

Fast

Silver Tier Status

Explore Etihad Classic

Double-card benefits

1% back on all transactions

Double-card benefits

Earn 1% back on Scan & Pay UPI transactions + POS & online/offline transactions.

Works with any UPI app.
No reward capping.

Save abroad

with Zero Forex Fee

Save abroad

Travel the world without worrying about foreign exchange charges. Accepted across 150+ countries.

Real-time conversion rates.
Accepted in 150+ countries.

Fuel surcharge waiver

Save on every fill-up

Fuel surcharge waiver

Get 1% fuel surcharge waiver at all fuel stations across India. Save up to ₹3,500 per year.

All fuel stations in India.
Save up to ₹3,500/year.

Lounge access

Complimentary airport lounges

Lounge access

Enjoy unlimited domestic lounge visits and 4 international lounge visits per year.

Unlimited domestic lounges.
4 international visits/year.

Dining & entertainment

Up to 15x reward points

Dining & entertainment

Earn accelerated reward points on dining, movies, and entertainment spends. Exclusive BOGO offers on BookMyShow.

15x points on dining & movies.
BOGO on BookMyShow.

Your Journey to Premium

Get your BOBCARD Eterna Card in just 3 simple steps

Step 1

Fill Application

Quick 2-minute form

Step 2

Instant Activation

Approval and delivery in 5 days

Step 3

Start Earning

Unlock premium lifestyle

Knowledge Centre

From financial insights to lifestyle hacks, stay updated with tips to make the most of your BOBCARD.

Best Credit Card for Groceries in India: Maximize Grocery & Online Savings
Rewards & Offers 14 min read • Apr 8, 2026

Best Credit Card for Groceries in India: Maximize Grocery & Online Savings

The best grocery credit card depends on whether you shop offline or online. SBI Cashback Card leads for quick-commerce (Blinkit, BigBasket, Instamart). BOBCARD Premier and HDFC Millennia deliver consistent multipliers for offline supermarkets. For flexible reward points without micro-caps on essentials, BOBCARD's reward structure offers a compelling alternative to cashback-only cards.

Best Hotel Credit Card in India: Free Stays & Upgrades
Rewards & Offers 12 min read • Apr 8, 2026

Best Hotel Credit Card in India: Free Stays & Upgrades

The best hotel credit card depends on your travel style. The Marriott Bonvoy HDFC is for Marriott loyalists who want free nights and Silver Elite status. For flexible bookings across any hotel on any platform, BOBCARD Eterna and HDFC Regalia Gold deliver stronger reward multipliers without chain lock-in.

Best Credit Card for Fuel in India (2026): Maximise Your Savings

The best fuel credit card depends on your monthly petrol spend and which pump network you prefer. High-spend highway drivers benefit most from the BPCL SBI Octane. Smart urban commuters using HP Pay stacking get the best ROI from HPCL BOBCARD ENERGIE. Note: the 18% GST on the fuel surcharge is never waived not by any card on this list.

Rewards & Offers 10 min read • Apr 8, 2026
Best Credit Card for Fuel in India (2026): Maximise Your Savings

Best Credit Card for Movie Tickets in India (2026) BOGO & Free Offers

The best credit card for movie tickets depends on how you watch. Cards like BOBCARD Premier offer BOGO on BookMyShow, while BOBCARD Eterna provides a Buy 1 Get 1 offer monthly on the District App. For the solo moviegoer who hates waiting for a companion, flexible reward points are often the smarter play.

Rewards & Offers 10 min read • Apr 8, 2026
Best Credit Card for Movie Tickets in India (2026) BOGO & Free Offers

How to Convert Credit Card Bill to EMI: Step-by-Step Bank-Wise Guide

Learn how to convert your credit card bill to EMI for HDFC, SBI, ICICI, Axis, Kotak, BOB, and more. Step-by-step guide, eligibility, charges, and tips to convert outstanding bill to EMI after generation.

Rewards & Offers 15 min read • Apr 7, 2026
How to Convert Credit Card Bill to EMI: Step-by-Step Bank-Wise Guide
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Take the first step toward a meaningful journey.

Join thousands of satisfied customers and experience the power of BOBCARD.

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Frequently Asked Questions

Everything you need to know about BOBCARD Eterna Credit Card